The holiday season is filled with celebrations and gatherings with friends and family. All of that holiday cheer can turn into a financial burden very quickly though. To avoid this, having a holiday spending plan is key. Here are some tips on how to avoid overspending this holiday season: Set…
Kirsten Calambro
Who Qualifies To qualify for an HSA, you must be enrolled in a high-deductible health insurance plan. According to the IRS (for 2023), to be eligible, the plan must have a minimum annual deductible of $1,400 for self-coverage and $2,800 for family coverage. Along with this, the out-of-pocket maximum cannot…
Women’s history month is about to come to an end and before it does, we wanted to give you some information specific to women and retirement. According to a survey conducted by AARP, “25% of women ages 50 to 64 are not confident” that they have saved enough for retirement…
The holiday season is in full swing now. The weather is getting chillier, black Friday sales are popping up, and stores have holiday displays in full swing. It’s the time of year to take note of what you are thankful for as the end of the year approaches. At Oxford…
As Certified Financial Planner practitioners, we operate under a fiduciary standard, always focusing on the best interests of the client. Conflicts of interest, if any, must be fully disclosed. Any fees received by these professionals must be fully disclosed. We operate as a Fee-Only adviser and receive no commissions or…
Updating your beneficiaries doesn’t take very long and is incredibly important. A Beneficiary is someone who will inherit your assets to certain accounts when you pass away. It’s very common for people to forget to review their beneficiaries which could mean their assets go to someone they hadn’t intended. When…
Have you ever been in a situation where you wanted to talk to your friends about money, but you weren’t sure how to bring it up? Money is a tricky subject with anyone – check out a couple of common scenarios below for some tips: Splitting the Bill If you’ve ever gone out and…
Investing can be overwhelming when you’re first starting out. Many people have told me they want to start investing because they heard from friends or family it’s the best thing they can do for their money. However, investing is really situational. For some people it’s a great option and for…
Let’s talk about goals! Everyone has them, but how measurable are yours? In financial planning a goal should have three parts: Purpose, Time, Amount (PTA). By having these three things, your goals will be measurable and realistic. For example, everyone I know wants to travel right now while we’re young…
Whether this will be your first time looking at an apartment for yourself or you’ve already been living on your own for a bit, choosing a new apartment can be time consuming and confusing, but also exciting! How Much Should You Pay for Rent? Money no object, everyone has their…