Kirsten Calambro

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22 Nov: Happy Thanksgiving

The holiday season is in full swing now. The weather is getting chillier, black Friday sales are popping up, and stores have holiday displays in full swing.  It’s the time of year to take note of what you are thankful for as the end of the year approaches. At Oxford…

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20 Oct: Do you Know How Your Adviser Gets Paid?

As Certified Financial Planner practitioners, we operate under a fiduciary standard, always focusing on the best interests of the client.  Conflicts of interest, if any, must be fully disclosed.  Any fees received by these professionals must be fully disclosed.  We operate as a Fee-Only adviser and receive no commissions or…

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25 Mar: Talking About Money With Friends

Have you ever been in a situation where you wanted to talk to your friends about money, but you weren’t sure how to bring it up? Money is a tricky subject with anyone – check out a couple of common scenarios below for some tips:    Splitting the Bill If you’ve ever gone out and…

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22 Mar: Should You Be Investing?

Investing can be overwhelming when you’re first starting out. Many people have told me they want to start investing because they heard from friends or family it’s the best thing they can do for their money. However, investing is really situational. For some people it’s a great option and for…

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22 Mar: Reaching High for Your Goals

Let’s talk about goals! Everyone has them, but how measurable are yours? In financial planning a goal should have three parts: Purpose, Time, Amount (PTA). By having these three things, your goals will be measurable and realistic. For example, everyone I know wants to travel right now while we’re young…

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22 Mar: Choosing an Apartment

Whether this will be your first time looking at an apartment for yourself or you’ve already been living on your own for a bit, choosing a new apartment can be time consuming and confusing, but also exciting!  How Much Should You Pay for Rent?  Money no object, everyone has their…

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22 Mar: Another Subscription?

Have you seen an ad for some type of subscription service today? Most likely the answer is yes. From streaming services to clothing companies, it seems like everyone has made a subscription service. Even most apps these days have a subscription feature if you want to unlock the best features….

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22 Mar: COVID and Your Credit Score

With everything going on in the world right now, a credit score is the last thing on a lot of people’s minds. However, if neglected, it can hurt you for a long time. The pandemic has brought many changes to people’s lives, that can affect some really important aspects. The loss of a…