The holiday season is in full swing now. The weather is getting chillier, black Friday sales are popping up, and stores have holiday displays in full swing. It’s the time of year to take note of what you are thankful for as the end of the year approaches. At Oxford…
Fresh Investors
If you’re just starting out in the workforce, are a recent grad, or someone of any age who is a new investor or soon-to-be investor, we’ve written topics of interest just for you. In this blog, we talk about budgeting, spending, saving and investing. All of that leads to what’s fun: travel, living on your own, spending time with friends, buying a car and saving for a home. Take a look.
As Certified Financial Planner practitioners, we operate under a fiduciary standard, always focusing on the best interests of the client. Conflicts of interest, if any, must be fully disclosed. Any fees received by these professionals must be fully disclosed. We operate as a Fee-Only adviser and receive no commissions or…
Updating your beneficiaries doesn’t take very long and is incredibly important. A Beneficiary is someone who will inherit your assets to certain accounts when you pass away. It’s very common for people to forget to review their beneficiaries which could mean their assets go to someone they hadn’t intended. When…
Have you ever been in a situation where you wanted to talk to your friends about money, but you weren’t sure how to bring it up? Money is a tricky subject with anyone – check out a couple of common scenarios below for some tips: Splitting the Bill If you’ve ever gone out and…
Investing can be overwhelming when you’re first starting out. Many people have told me they want to start investing because they heard from friends or family it’s the best thing they can do for their money. However, investing is really situational. For some people it’s a great option and for…
Let’s talk about goals! Everyone has them, but how measurable are yours? In financial planning a goal should have three parts: Purpose, Time, Amount (PTA). By having these three things, your goals will be measurable and realistic. For example, everyone I know wants to travel right now while we’re young…
Whether this will be your first time looking at an apartment for yourself or you’ve already been living on your own for a bit, choosing a new apartment can be time consuming and confusing, but also exciting! How Much Should You Pay for Rent? Money no object, everyone has their…
Have you seen an ad for some type of subscription service today? Most likely the answer is yes. From streaming services to clothing companies, it seems like everyone has made a subscription service. Even most apps these days have a subscription feature if you want to unlock the best features….
With everything going on in the world right now, a credit score is the last thing on a lot of people’s minds. However, if neglected, it can hurt you for a long time. The pandemic has brought many changes to people’s lives, that can affect some really important aspects. The loss of a…
Major cybersecurity incidents like this summer’s Twitter hack always serve as a reminder to review best practices for social media security. While it is unlikely that your social media profile would get swept up in a high-level hack like this, many accounts are hacked daily with less sophisticated methods. First…