Fresh Investors

If you’re just starting out in the workforce, are a recent grad, or someone of any age who is a new investor or soon-to-be investor, we’ve written topics of interest just for you. In this blog, we talk about budgeting, spending, saving and investing. All of that leads to what’s fun: travel, living on your own, spending time with friends, buying a car and saving for a home. Take a look.
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25 Jul: Are you taking advantage of an HSA?

Who Qualifies To qualify for an HSA, you must be enrolled in a high-deductible health insurance plan. According to the IRS (for 2023), to be eligible, the plan must have a minimum annual deductible of $1,400 for self-coverage and $2,800 for family coverage.  Along with this, the out-of-pocket maximum cannot…

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29 Mar: Women and Retirement

Women’s history month is about to come to an end and before it does, we wanted to give you some information specific to women and retirement. According to a survey conducted by AARP, “25% of women ages 50 to 64 are not confident” that they have saved enough for retirement…

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22 Nov: Happy Thanksgiving

The holiday season is in full swing now. The weather is getting chillier, black Friday sales are popping up, and stores have holiday displays in full swing.  It’s the time of year to take note of what you are thankful for as the end of the year approaches. At Oxford…

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20 Oct: Do you Know How Your Adviser Gets Paid?

As Certified Financial Planner practitioners, we operate under a fiduciary standard, always focusing on the best interests of the client.  Conflicts of interest, if any, must be fully disclosed.  Any fees received by these professionals must be fully disclosed.  We operate as a Fee-Only adviser and receive no commissions or…

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25 Mar: Talking About Money With Friends

Have you ever been in a situation where you wanted to talk to your friends about money, but you weren’t sure how to bring it up? Money is a tricky subject with anyone – check out a couple of common scenarios below for some tips:    Splitting the Bill If you’ve ever gone out and…

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22 Mar: Should You Be Investing?

Investing can be overwhelming when you’re first starting out. Many people have told me they want to start investing because they heard from friends or family it’s the best thing they can do for their money. However, investing is really situational. For some people it’s a great option and for…

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22 Mar: Reaching High for Your Goals

Let’s talk about goals! Everyone has them, but how measurable are yours? In financial planning a goal should have three parts: Purpose, Time, Amount (PTA). By having these three things, your goals will be measurable and realistic. For example, everyone I know wants to travel right now while we’re young…

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22 Mar: Choosing an Apartment

Whether this will be your first time looking at an apartment for yourself or you’ve already been living on your own for a bit, choosing a new apartment can be time consuming and confusing, but also exciting!  How Much Should You Pay for Rent?  Money no object, everyone has their…