In this blog we address financial planning and investing issues that matter to any investor, but especially those who are working toward long-term goals like saving for a child’s education, planning for retirement (no matter your age), and those who have retired who are looking to live well while spending wisely. There are many factors that contribute to building wealth and financial health, so keep reading.
The holiday season is filled with celebrations and gatherings with friends and family. All of that holiday cheer can turn into a financial burden very quickly though. To avoid this, having a holiday spending plan is key. Here are some tips on how to avoid overspending this holiday season: Set…
Who Qualifies To qualify for an HSA, you must be enrolled in a high-deductible health insurance plan. According to the IRS (for 2023), to be eligible, the plan must have a minimum annual deductible of $1,400 for self-coverage and $2,800 for family coverage. Along with this, the out-of-pocket maximum cannot…
Women’s history month is about to come to an end and before it does, we wanted to give you some information specific to women and retirement. According to a survey conducted by AARP, “25% of women ages 50 to 64 are not confident” that they have saved enough for retirement…
The holiday season is in full swing now. The weather is getting chillier, black Friday sales are popping up, and stores have holiday displays in full swing. It’s the time of year to take note of what you are thankful for as the end of the year approaches. At Oxford…
As Certified Financial Planner practitioners, we operate under a fiduciary standard, always focusing on the best interests of the client. Conflicts of interest, if any, must be fully disclosed. Any fees received by these professionals must be fully disclosed. We operate as a Fee-Only adviser and receive no commissions or…
Updating your beneficiaries doesn’t take very long and is incredibly important. A Beneficiary is someone who will inherit your assets to certain accounts when you pass away. It’s very common for people to forget to review their beneficiaries which could mean their assets go to someone they hadn’t intended. When…