Seasoned Savers Blog

In this blog we address financial planning and investing issues that matter to any investor, but especially those who are working toward long-term goals like saving for a child’s education, planning for retirement (no matter your age), and those who have retired who are looking to live well while spending wisely. There are many factors that contribute to building wealth and financial health, so keep reading.

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Happy Thanksgiving

The holiday season is in full swing now. The weather is getting chillier, black Friday sales are popping up, and stores have holiday displays in full swing.  It’s the time of year to take note of what you are thankful for as the end of the year approaches. At Oxford…

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Do you Know How Your Adviser Gets Paid?

As Certified Financial Planner practitioners, we operate under a fiduciary standard, always focusing on the best interests of the client.  Conflicts of interest, if any, must be fully disclosed.  Any fees received by these professionals must be fully disclosed.  We operate as a Fee-Only adviser and receive no commissions or…

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Don’t forget to update your beneficiaries

Updating your beneficiaries doesn’t take very long and is incredibly important. A Beneficiary is someone who will inherit your assets to certain accounts when you pass away. It’s very common for people to forget to review their beneficiaries which could mean their assets go to someone they hadn’t intended. When…

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COVID and Your Credit Score

With everything going on in the world right now, a credit score is the last thing on a lot of people’s minds. However, if neglected, it can hurt you for a long time. The pandemic has brought many changes to people’s lives, that can affect some really important aspects. The loss of a…

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Social Media Security and “Like Farming”

Major cybersecurity incidents like this summer’s Twitter hack always serve as a reminder to review best practices for social media security. While it is unlikely that your social media profile would get swept up in a high-level hack like this, many accounts are hacked daily with less sophisticated methods. First…